You know none of us were balance charging when Lipos were first in use right? The vast majority of our helis didn’t go down in flames (and when you do get a burning pack it’s under load when over discharged a lot of the time – think “hover boards”)
I have put 100’s of charges and hours through many many packs. I’ve been flying helis since I was 32 (16 years ago) Prob 14 years with lipos. I’m still using some of the same lipos for lesser duties, like powering FPV ground stations.
I have only ever had one pack swell in a big way (didn’t cause a fire) - and it was due to me trying to… add balance leads to a non balance leaded pack and messing up the soldering with a simple mistake. This was when balance chargers came to the market and everyone made out it was a must have feature. So I added balance leads to my older packs.
I’m willing to bet that more people here have damaged lipo packs by cutting the balance leads and adding BMS boards (when they are not experienced with working with high voltage and soldering) that just natural charging damage from inbalance.
I understand that lipos can cause a fire if overcharged. I understand that balanced cells are healthy. I don’t argue that.
However, charging with a power brick is low current (circa 2 Amps). In the high capacity packs we are using - one of my parallel setups is circa 24000 Mah - you are pretty much trickle charging the pack. It will equalise during this charge. It would take days for a duff pack to swell. You’d notice your charger had not completed before that.
I also fast charge at max amps (16amps on my RC charger) when I’m in a hurry - I do this in my garage. The risk is extremely minimal.
Saying that advising no balance charging is akin to advising not to wear a helmet is not really a fair comparison. Not wearing a helmet on a board going over 15 + mph is a known, high risk. You are inches from the ground and a crash will likely result in an uncontrollable fall (head impact to ground). But then many of us don’t wear a helmet cycling (and won’t unless forced) - this is NOT a high risk, it is a calculated risk. Most of survived our childhood without a helmet. Studies show you are statistically more likely to be hit by motorists when wearing a cycle helment as motorists see you as “safer” and give you less room. But still, people call you an idiot for not wearing a cycle helmet. You calculate the risk and take what you deem is acceptable. You shouldn’t base this decision on what others “insist” is true, or, try and 100% mitigate all risk.
If you rummage through your gadgets and take them apart, you will find that a LOT of them have multi cell lipos and do NOT have balancing circuitry in them. They “dumb” charge them to 4.2v/8.4v/12.6v but you still use them…